Content - Health insurance France

Health insurance

Dear colleagues,

We provide the following update to share important information relevant to most Roche employees with cross-border working permit living in France. 

You may have heard that the French government has decided not to extend the liberty of choice for health insurance.
Unless the on-going negotiations are successful, this would mean that in future all cross-border workers, who currently have a private health insurance in France, will have to subscribe to the French public health insurance (Couverture Maladie Universelle, CMU) and possibly to an additional private insurance. This decree has not been issued but it is expected to become law on 1 June 2014. Once effective, this decree will have important financial and organizational consequences for you as individuals.

Detailed information on the implications can be found at the following web sites:

1. Comité de Défense des Travailleurs Frontaliers du Haut Rhin (CDTF) web site, www.assurance-sante-frontaliers.com/
2. Groupement Transfrontalier Européen (GTE) web site, www.frontalier.org/
3. CMU web site, www.cmu.fr/vous_etes_travailleur_frontalier.php
4. ALLVES Services GmbH web site, www.allves.com/unser-team/basel.html

The CDTF is a regional organization based in Saint-Louis (Haut-Rhin) and offers updated information. It is also actively defending cross-borders' interests at the political level. You can automatically receive updated information, by becoming a member of the CDTF or simply register to receive its newsletter on www.assurance-sante-frontaliers.com/
The Groupement Transfrontalier Européen (GTE) is another regional organization based in Annemasse (Haute-Savoie). It provides interesting information including a calculator to estimate the future CMU costs, 
http://www.frontalier.org/cmu.htm

Finally, complementary information and costs comparison can be found on the CMU web site and can be obtained from the company ALLVES offering insurance contracts designed for cross-border workers. The web site is in German but English-speaking staff is available. With our best wishes Anita Allemann, Luc Schnitzler